Payment Gateway Integration

Payment Gateway Integration Payment Gateway is a service that automates the payment transaction between the customer and merchant. It is usually a third-party service that process, verify, and accept or decline credit card, debit card and Net banking transactions on behalf of the merchant through secure Internet connections.You can either integrate with bank or use a payment gateway aggregator like PayU. Aggregators (PSP) are better because they provide easy integration, all range of payment options and support at every step.Payment gateway fulfill a vital role in the eCommerce transaction process. PSP Integration usually involves calling an API with required parameters such as card details, amount, order id etc. PSP sends the transaction to the payment gateway which further sends it to Issuer. The customer enters the second factor authentication and then the transaction is authenticated. Second factor authentication is mandatory in India as per central bank...